The Essential Plan covers important health benefits for a $0 monthly premium, plus $0 copay for dental and vision. Sponsored by New York State, our Essential Plans are for qualified individuals ages 19 to 64.
No-cost annual checkups
Hospital, emergency room, and urgent care visits
Lab tests and x-rays
Prescription drug coverage
Maternity coverage
No-cost dental and vision coverage
24/7 access to care with telemedicine (Teladoc)*
Physical, occupational, and speech therapy
Annual gym membership reimbursement**
Talk to a doctor any time—for a $0 copay. Connect with board-certified doctors through video chat or phone for prescriptions, help diagnosing and treating non-emergency conditions, and more. Access to dermatologists is also available.
Physical activity is one of the simplest ways to stay healthy, and Healthfirst makes it even more rewarding! With the Active&Fit ExerciseRewards program, you can earn up to $200 every six months if you visit a qualifying fitness center at least 50 days during the same six-month reward period.
The Active&Fit ExerciseRewards program makes working out affordable, too! For just $28/month, you get access to thousands of participating fitness centers. Premium fitness center options are available for additional monthly fees. Track your activity, monitor your progress, achieve your fitness goals, and so much more!
NY State Essential Plans provide health insurance for qualified New Yorkers—with $0 premiums, $0 deductibles, and copays as low as $0.
Essential Plans are for lower-income New Yorkers who don’t qualify for other health insurance options. You can apply if you are:
No. Essential Plans are for individuals who don’t meet the income requirements for Medicaid.
This information is not a complete description of benefits. Contact the plan for more information.
Coverage is provided by Healthfirst PHSP, Inc.
Plans contain exclusions and limitations.
ATENCIÓN: Dispone de servicios de asistencia lingüística y otras ayudas, gratis. Llame al 1-866-305-0408 (TTY: 1-888-867-4132).
请注意：您可以免费获得语言协助服务和其他辅助服务。请致电 1-866-305-0408 (TTY: 1‑888‑542‑3821)。
*Telemedicine (Teladoc) isn't a replacement for your primary care provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).
**Up to $200 per reward period. There are two reward periods—January through June, and July through December.
††Based on 2024 earnings. The income range shown is for individuals only. The income range may increase based on the eligible members in your household. To learn more, talk to a Healthfirst representative.
Last update January 1, 2026 @ 12:07 am
No-cost annual checkups
Hospital, emergency room, and urgent care visits
Lab tests and x-rays
Prescription drug coverage
Maternity coverage
No-cost dental and vision coverage
24/7 access to care with telemedicine (Teladoc)*
Physical, occupational, and speech therapy
Annual gym membership reimbursement**
Talk to a doctor any time—for a $0 copay. Connect with board-certified doctors through video chat or phone for prescriptions, help diagnosing and treating non-emergency conditions, and more. Access to dermatologists is also available.
Physical activity is one of the simplest ways to stay healthy, and Healthfirst makes it even more rewarding! With the Active&Fit ExerciseRewards program, you can earn up to $200 every six months if you visit a qualifying fitness center at least 50 days during the same six-month reward period.
The Active&Fit ExerciseRewards program makes working out affordable, too! For just $28/month, you get access to thousands of participating fitness centers. Premium fitness center options are available for additional monthly fees. Track your activity, monitor your progress, achieve your fitness goals, and so much more!
NY State Essential Plans provide health insurance for qualified New Yorkers—with $0 premiums, $0 deductibles, and copays as low as $0.
Essential Plans are for lower-income New Yorkers who don’t qualify for other health insurance options. You can apply if you are:
No. Essential Plans are for individuals who don’t meet the income requirements for Medicaid.
This information is not a complete description of benefits. Contact the plan for more information.
Coverage is provided by Healthfirst PHSP, Inc.
Plans contain exclusions and limitations.
ATENCIÓN: Dispone de servicios de asistencia lingüística y otras ayudas, gratis. Llame al 1-866-305-0408 (TTY: 1-888-867-4132).
请注意：您可以免费获得语言协助服务和其他辅助服务。请致电 1-866-305-0408 (TTY: 1‑888‑542‑3821)。
*Telemedicine (Teladoc) isn't a replacement for your primary care provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).
**Up to $200 per reward period. There are two reward periods—January through June, and July through December.
††Based on 2024 earnings. The income range shown is for individuals only. The income range may increase based on the eligible members in your household. To learn more, talk to a Healthfirst representative.
Last update January 1, 2026 @ 12:07 am
We can help you enroll by phone, video chat, or in person.
You can also go to the NY State of Health website to view your choices, or call the NY State of Health customer service center at 1-855-355-5777.